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West Virginia has some of the most homeowner-friendly insurance protections in the country, yet most residents have no idea they exist. Many homeowners assume insurers can cancel policies at will or deny coverage for almost any reason. In reality, state law places firm limits on what insurers can and cannot do. Understanding West Virginia homeowners insurance laws is essential whether ...

Yes, homeowners can get demolition-related coverage, but the answer depends on what you mean by “demo insurance.” Are you asking about coverage if you hire a contractor, perform demolition yourself, or need insurance after a disaster? Each scenario has different requirements and protections. Demolition is common for homeowners in several situations. Some hire contractors for teardown and rebuild projects, others ...