Industry studies estimate that up to 26% of vehicles on Oklahoma roads may be uninsured, meaning roughly one out of every four drivers could leave you paying out of pocket after a serious accident. That’s a risk many drivers don’t fully realize until it’s too late. This article is a complete, plain-English guide to understanding uninsured and underinsured motorist protection ...
In March 2025, a $48 million insurance settlement sent shockwaves through the auto insurance industry—and caught the attention of thousands of New York drivers. The Volino v. Progressive settlement centered on how Progressive calculated payouts for total loss claims, raising serious questions about fairness, transparency, and vehicle valuation practices. At the heart of the case was an adjustment method that ...
Imagine buying a car you thought was reliable, only to discover weeks later that it had been in a major accident, carries hidden mechanical issues, or comes with financing terms you never agreed to. Unfortunately, this experience is more common than many buyers realize. Car dealerships handle millions of transactions each year, and while many operate honestly, others cross ...
Imagine this: a business owner opens their workers’ comp audit letter and discovers a surprise five-figure bill. The reason? An employee classified under workers’ compensation class code 8742 was reclassified duringthe audit. Unfortunately, this scenario is far more common than most employers realize. Class code 8742 is one of the most misunderstood and frequently misclassified workers’ compensation codes in the ...
Imagine coming home to find your apartment damaged by a fire, your laptop stolen, or your unit flooded from a burst pipe upstairs. For renters, these situations are more common than expected and far more expensive without insurance. This is where state farm renters insurance coverage becomes an essential financial safety net. State Farm is widely recognized as the #1 ...
When searching for State Farm rental insurance, it’s important to clarify exactly what you mean. The term can refer to three different types of coverage: renters insurance for tenants, rental property insurance for landlords, and rental car insurance for when you rent a vehicle. Each serves a different purpose, offers unique protections, and comes with its own costs and considerations. ...
Imagine a lawyer representing dozens of clients harmed by the same product. A settlement offer finally arrives, but there’s a catch: the defendant wants everything resolved at once. Some clients are happy. Others hesitate. One decision could affect everyone else. This moment highlights a critical legal and ethical issue—how settlements are structured when multiple clients are involved. Understanding the difference ...
SureTec Insurance Company is a nationally recognized surety provider that became part of Markel Corporation in April 2017. Today, SureTec operates under the Markel Surety umbrella, issuing bonds across all 50 states and serving a wide range of industries. One of the most common questions involving SureTec relates to how bond claims work and what parties should expect during the ...
Insurance documentation often becomes most important during stressful or time-sensitive life moments—changing jobs, enrolling in Medicare, registering a vehicle, or proving eligibility for benefits. In these situations, having the right paperwork can prevent delays, penalties, or loss of coverage. One of the most commonly misunderstood categories of insurance documents is letters of coverage. This term acts as an umbrella for ...
Being the victim of a hit-and-run accident is stressful enough; you shouldn’t have to worry about your car insurance rates going up on top of everything else. Unfortunately, many drivers are left confused about what happens next, especially when the other driver disappears without taking responsibility. One of the most common questions people ask after these incidents is Will a ...