Crossword enthusiasts may recognize this clue from the New York Times puzzle: “Catchalls of the insurance industry.” If you guessed “Blanket Policies,” you’re correct. But beyond the crossword, blanket insurance is a critical concept in risk management. Often referred to as the catchalls of the insurance industry, these policies provide comprehensive coverage for multiple assets under a single limit, offering ...
You finally return to work after an injury or illness, armed with a doctor’s note outlining your limitations. Maybe it says no heavy lifting, fewer hours, or modified duties. You expect a conversation. Instead, your employer responds with words that instantly raise anxiety: “We can’t accommodate those restrictions.” At that moment, one question takes over: what happens next?Did you lose ...