Yes, homeowners can get demolition-related coverage, but the answer depends on what you mean by “demo insurance.” Are you asking about coverage if you hire a contractor, perform demolition yourself, or need insurance after a disaster? Each scenario has different requirements and protections. Demolition is common for homeowners in several situations. Some hire contractors for teardown and rebuild projects, others ...
Imagine this scenario: a business consultant advises a client on a growth strategy that later causes financial losses. At the same time, another client visiting the consultant’s office slips on a wet floor and gets injured. Two different lawsuits, one for bad advice, one for physical injury, yet each requires a different type of insurance coverage. This is where understanding ...
You finally return to work after an injury or illness, armed with a doctor’s note outlining your limitations. Maybe it says no heavy lifting, fewer hours, or modified duties. You expect a conversation. Instead, your employer responds with words that instantly raise anxiety: “We can’t accommodate those restrictions.” At that moment, one question takes over: what happens next?Did you lose ...
I still remember staring at my calendar one Sunday night. Fourteen appointments booked for the week ahead, yet deep down I knew maybe one would actually show up. That quiet moment was the first time I seriously questioned everything. If you’re reading this, chances are you’ve had a similar feeling, or you’re considering entering the field and want to know ...
Being the victim of a hit-and-run accident is stressful enough; you shouldn’t have to worry about your car insurance rates going up on top of everything else. Unfortunately, many drivers are left confused about what happens next, especially when the other driver disappears without taking responsibility. One of the most common questions people ask after these incidents is Will a ...
Pharmacy costs account for roughly 7-14% of total workers’ compensation medical expenses, making them a significant area for cost management. Rising prescription drug prices, concerns about opioid dependency, and the increased use of specialty medications have created challenges for employers, HR managers, and risk managers alike. One key question many ask is how do you reduce pharmacy cost workers comp ...